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Welcome to Vintage Lending

This is the personal website of Rick Kirschenbaum doing loans in Utah, Idaho, California, Florida, and Colorado. Rick Kirschenbaum can make your desire of home ownership not only for the highly qualified borrower but also for the credit challenged. Home values have increased so now is an excellent time to do a cash-out refinance.

Take the first step and call 801-809-7283. Home ownership is your happy place! We offer a variety of loan application options, including a Quick Application, a Standard Application, and a 5 Step Application.


Get prequalifed in under 10 minutes over the phone:


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Customer Testimonials


Vintage Lending

777 E. 4500 S., Suite 220, Salt Lake City, Utah 84107
Phone: 801-809-7283 | Fax: 801-999-7747
Company NMLS: 287106
IDAHO (Mortgage Broker/Lender License #MBL-7662)
UTAH (DRE Mortgage Entity License - #6713634)
CALIFORNIA (Mortgage License #CA-DBO241179)
Florida License/Registration #: MLD1351
Colorado NA

Rick's NMLS: 241179