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Welcome to LOANSBYRICK-Vintage Lending,


LOANSBYRICK + Vintage Lending have completed thousands of mortgage loans in Utah, Arizona, Idaho, California, Ohio, Florida, and Texas. Most loans close in 12-22 days from submission to clear to close. Whether your buying, refinancing, or just need some cash back or debt consolidation, Rick will personally take care of your mortgage needs.

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Simple Fast Professional Mortgages

At Vintage Lending-loansbyrick, we strive for a loan process that is not only fast but as pleasant as possible. We are closing most loans in 12-22 days from submission to clear to close. We begin with a complete application to determine the different options that are available to you. After a fast underwrite (usually 1-3 days) the underwriter will want a few more items. Many properties are getting appraisal waivers so an appraisal might not be necessary. Our professional team will be working on your loan where you can concentrate on your life. However, all questions about your loan are welcomed from 8am-9pm M-S.


Loansbyrick Mortgage Loan Options

We cater to all clients from low fico scores to high fico scores. Our lender network is large with over 70 different lenders so we can find the correct lender for your situation and the best loan product. We deliver high quality loans for Conventional, High Balance Conventional, Jumbo, Fha, VA and USDA. We do offer both broker channel lending and correspondent lending, and we choose what is the best for you scenario.


Proven Results

Our results speak for themselves. We have closed thousands of loans in different states. The loansbyrick team is featured with mortgage loan expert Rick Kirschenbaum 18 yrs experience, and two experienced processors with over 40 yrs of processing experience. We know the guidelines for different loans so we can easily match the correct loan with the borrower. This helps to make the loan process fast and creates a piece of mind for our clients.


Quality and Customer Satisfaction

Quality loans and customer satisfaction is of the utmost concern to us. Our goal is to provide the best possible loan product and close your loan in 12-22 days from submission to clear to close. We are here to provide clients with lower payments when refinancing, debt consolidation if needed, and the purchasing power for a home buyer. Provided on this website are many different testimonials so you can see the quality product we deliver.


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