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Doctors Mortgage Loans

Here’s what to focus on when applying for a doctor mortgage loan. Doctors beginning practice can purchase a home without waiting for years and without counting education debt!!!

  • 1) Proof of medical degree
  • 2) Signed contract indicating that your job as a doctor will start within 60 to 90 days
  • 3) FICO score of 700 (although some lenders will go as low as 680 and others lenders will require 720) Deferred student loans
  • 4) A debt-to-income ratio (DTI) of 45% or less, not including student loans

Your student loan debt is not included in your debt to income for qualifying. Doctors Loans are very simple and easy.

Loansbyrick.com Rick Kirschenbaum NMLS 241179 Equal Housing Lender 801-809-7283 Most loans close in 12-25 days on these loans.