About Rick Kirschenbaum

Rick KirschenbaumI am an expert loan officer, specializing in customer service, mortgage knowledge, and achieving the best possible rate.  When I work with a customer, I always explain every step that the customer will be confronted with during the initial application, to underwriting, to conditional approval, to signing your documents at the title company.  Its important to me that every customer understand the process of obtaining a loan, its the correct way of doing business.  During the process of the loan, I will always keep the customer and realtor up to date.  I will return all calls usually within 1 or 2 hours and I work Monday through Saturday from 8am to 9pm.  Sunday I am available after 6pm.

At Vintage Lending, we have the best lenders in the industry.   Our goal is to provide the lowest interest rates and the lowest closing costs for our customers.  My customers have stated that in their search for the lowest interest rate and closing costs, we were lower than the banks and credit unions. At Vintage Lending, we are a wholesale lender.  That allows us to offer excellent lending packages and achieve many satisfied customers.   We also have all the loan programs from Fannie Mae and Freddie Mac, we are full service lender.  We do conventional loans, non-conventional loans, FHA, VA, USDA, and some portfolio out of the box lending.

In conclusion, I work for you.  I will ask you questions on your short term and long term goals about your residence to make sure I am satisfying your needs not mine.  A satisfied and happy customer is my goal.


Shaker Hts High School 1972  Shaker Hts, Ohio
University of Utah/graduate 1977  Salt Lake City, Utah


Fleet-Foot Inc 1978-2002 President
Mortgage Lending 2002-present


Contact Us

Vintage Lending

777 E. 4500 S., Suite 220, Salt Lake City, Utah 84107
Phone: 801-809-7283 | Fax: 801-999-7747
Company NMLS: 287106
IDAHO (Mortgage Broker/Lender License #MBL-7662)
UTAH (DRE Mortgage Entity License - #6713634)
CALIFORNIA (Mortgage License #CA-DBO241179)

Rick's NMLS: 241179