About Rick Kirschenbaum

Rick Kirschenbaum

I am an expert loan officer, specializing in customer service, mortgage knowledge, and achieving the best possible rate. I have a deep passion for mortgage lending (close to 20 yrs.)  I love helping clients especially those with challenged credit and first time home buyers.   In addition, I have done several loans over $1,000,000 and have special selected lenders so my clients will get excellent rates and terms. 

Most loans take 25-30 days however clients with excellent credit, quick application signing, and send needed documents back to me quickly for a purchase or refinance,  loans usually take 15-20 days from application to signing at the title company.

Clients that are self employed, understand that your in good hands when working with my team and I.

Tough self employed loans are not a problem.  However since lending is complicated, if you are self employed, do not try to figure out if you will be approved or not. We can approve loans that many banks and credit union will not approve.  Leave that to us. 

In closing, we are not a bank or credit union that works in a more narrow box of lending.  We are mortgage brokers that have many resources that are outside of the normal box of lending.

Education:

Shaker Hts High School 1972  Shaker Hts, Ohio
University of Utah/graduate 1977  Salt Lake City, Utah

Employment:

Fleet-Foot Inc 1978-2002 President
Mortgage Lending 2002-present

 

Contact Us



Vintage Lending

777 E. 4500 S., Suite 220, Salt Lake City, Utah 84107
Phone: 801-809-7283 | Fax: 801-999-7747
Company NMLS: 287106
IDAHO (Mortgage Broker/Lender License #MBL-7662)
UTAH (DRE Mortgage Entity License - #6713634)
CALIFORNIA (Mortgage License #CA-DBO241179)
Florida License/Registration #: MLD1351
Colorado NA

Rick's NMLS: 241179