With the Conventional 1% Down with Equity Boost program you could buy a home for as little as one percent down. 

Here's how it works:

  • You put 1% down.
  • Your lender contributes 2%.
  • Giving you a total of 3% equity at closing - Enough for a Conventional Loan Program.

Is this for real? Yes. Is there a catch? No. Are there some more details? Yes.

  • The 2% lender contribution may only be applied to the down-payment. It can't be used to pay closing costs.
  • The seller can still contribute to your closing costs.
  • The program can be available with no monthly Mortgage Insurance.
  • This program is available from select lenders.
  • You still have to meet all of the other normal lending criteria, for example: acceptable credit, sufficient income, 2-year job history, acceptable debt-to-income ratios, etc.
  • Minimum 700 FICO Required.

We want to help you get a mortgage! Click here to begin the application process, or click here to contact us and discuss your situation.

Start Here - to Apply for a 1% Down Payment Loan


Vintage Lending

770 E. 4500 S., Suite 220, Salt Lake City, Utah 84107
Phone: 801-809-7283 | Fax: 801-999-7747
Company NMLS: Vintage Lending
IDAHO (Mortgage Broker/Lender License #MBL-7662)
UTAH (DRE Mortgage Entity License - #6713634)
CALIFORNIA (Mortgage License #CA-DBO241179)
FLORIDA License/Registration #: MLD1351

Rick's NMLS: 241179